Goals and Making Plans

Kabir wants a bicycle. A really cool one — it costs ₹3,000.

He gets ₹200 pocket money each month. If he spends it all, he'll never get the bicycle. But if he makes a plan?

Step 1: Set the goal — ₹3,000 for the bicycle Step 2: Check the timeline — save ₹150/month → 20 months Step 3: Cut small things — skip one ice cream per month (saves ₹20), skip one movie (saves ₹50) Step 4: Track progress — draw a thermometer chart and colour it as you save!

Now Kabir has a plan. He knows exactly how long it will take and what he needs to do.

Draw a big thermometer on paper. Write ₹3,000 at the top and ₹0 at the bottom. Divide it into sections of ₹300 each.

Every time you save ₹300, colour in one section! Watching the thermometer fill up feels amazing.

Pro tip: Put the thermometer on your wall where you see it every day. It keeps you motivated!

Grown-ups use a trick called S.M.A.R.T. goals:

S — Specific ("I want a bicycle" not "I want stuff") M — Measurable ("₹3,000" not "a lot") A — Achievable (can you actually save that much?) R — Realistic (do you need it?) T — Time-bound ("in 20 months" not "someday")

You can use this for anything — a bicycle, a game, a trip, or even a charity donation!